LENDING INTELLIGENCE / WEEKLY
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Average approval time, top 20 online lenders
Borrow on evidence, not on advertising.
We track rates, fees, and approval times across the lenders that matter, then publish the numbers with sources you can check.
THE LEDGER
This week in numbers
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Median personal loan APR
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Average approval time
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Median approved amount
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Lenders tracked weekly
Aggregated from published lender rate sheets, n = 142
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2 min to a soft-pull quote0 impact on your credit score48 hrs average approval time